ITIN home mortgages offer the opportunity in the home ownership for undocumented immigrants. Neither citizenship or a social safety quantity are needed. To try to get an ITIN loan, you might achieve this with your ITIN number (specific income tax recognition quantity).
ITIN Loan Demands
The loan that is exact is determined by the lending company. You really need to be prepared to be asked to supply the after with any ITIN mortgage company:
- Credit – give consideration to the character of ITIN loans, you can find versatile credit needs. Numerous loan providers will contemplate using alternate kinds of credit paperwork, such as for instance phone and utility bills.
- Employment – you shall have to offer evidence of 24 months of constant work.
- Tax statements – Your loan provider shall desire to start to see the final two years of taxation returns (W-2 or 1099).