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Stofledninger

Borrowing through the Future: 401(k) Loans and Their effects

In a unique paper entitled, “Borrowing through the Future: 401(k) Arrange Loans and Loan Defaults, ” Olivia S. Mitchell, Wharton teacher of company economics and general public policy, analyzes the loans individuals simply take from their 401(k) retirement plans, why they just take these loans and what are the results whenever these borrowers leave their jobs. The paper ended up being co-authored by Timothy (Jun) Lu from Peking University, HSBC company class, and Stephen P.

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