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Education loan deferment threshold to fall: Q&A on why it is occurring

It absolutely was established this that the deferral threshold for pre-1998 student loans will drop from September, meaning more graduates will have to start paying week. But we have been contacted by many loan holders currently furious after difficulties with the sale of loans to Erudio, who question whether it has been done to appease the company that purchased a few of the education loan debt.

At the moment, you aren't a pre-1998 mortgage-style loan earning Ј28,775 or less can defer repaying their loan for per year – this really is referred to as deferment.

But the Department for Business, Innovation and Skills (BIS) announced that from 1 September only those who earn Ј26,727 or less will be able to defer paying theirs, meaning fewer people will qualify from autumn (see the Student loan interest rates to fall MSE News story) yesterday.

Therefore we've come up with a Q&A below to resolve a few of your queries that are key.

What exactly is taking place?

From 1 September 2014 until 30 August 2015 just those that make Ј26,727 or less should be able to defer repaying their pre-1998 loan for the 12 months.

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